Owner Run Offices in Big Sky, Montana & Eagle, Idaho
Representative Run offices in Bozeman, Montana; St. Louis, Missouri; Salt Lake City, Utah

We cater specifically to those in need of competitively price Merchant Services for their businesses. Our services include, but are not limited to credit card processing. More information can be found in our services and products page.

A merchant account is an account at an Acquiring Bank and is used to fund you for your credit card transactions. You need a merchant account in order to accept and process credit card transactions.

You’ll receive deposits directly into your checking account for your daily totals 2 business days after the transactions are taken.

We can connect to any checking account at a U.S. bank.

A payment gateway is a service that allows accepting credit cards over the Internet. A payment gateway does for a website what a terminal does for a store: it encrypts the credit card data and sends it out securely over the payment network.

The information required is contact information for your business, your refund policy, your monthly volume processing volume in dollars, your average transaction amount, your highest transaction amount and your Federal Tax ID, if you have one. We’ll also ask about what equipment you’ll be using, and what card types you’d like to accept (Visa/MasterCard/Discover/American Express).

When you complete the application, you’ll be required to supply personal identification information as per the Patriot Act. If you are a sole proprietor, we require a copy of a pre-printed voided check. If you are incorporated, we also need a copy of your proof of incorporation paperwork. If you are already processing credit cards, we also need three months of processing statements from your current provider. Other documentation may be required, depending on the monthly volume and average/high ticket amount you are applying for.

Once we receive your completed application and supporting documentation, it normally takes 2-3 business days to approve your application and create your merchant account. It can then take another 1-2 days to prepare your equipment.